Muhamad, F. H., H. Ab Ghani, and J. Arifin. “An Empirical Analysis of E-Takaful Participation Readiness (ETPR) Among Individuals in Malaysia”. Journal of Entrepreneurship and Business, vol. 12, no. 2, Sept. 2024, pp. 67-90, doi:10.17687/jeb.v12i2.1200.