Mohamad, Amri, Mohd Maznur Muttaqin Mohd Mazinun, and Sufian Idris. “The Influencing Factors on the Acceptance of Digital Payment Among Universiti Malaysia Kelantan Students”. Journal of Entrepreneurship and Business 10, no. 1 (June 30, 2022): 130–171. Accessed August 14, 2022. http://journal.umk.edu.my/index.php/jeb/article/view/865.