Financial Literacy and Zakat Utilization: A Conceptual Framework for Asnaf Economic Empowerment. Journal of Entrepreneurship and Business, [S. l.], v. 13, n. 2, p. 82–92, 2025. DOI: 10.17687/8pdhzv73. Disponível em: https://journal.umk.edu.my/index.php/jeb/article/view/1523. Acesso em: 4 oct. 2025.